Finance Your Dental Health Care in St. Cloud, MN

At Friesz Family Dentistry, we completely understand that having to reckon with medical care costs and bills can be a daunting process. However, what many people overlook is that by forgoing important dental procedures and treatments such as cavity fillings or dentures, their dental costs often will only increase in the long run. To help our patients afford their important dental treatments, we are glad to offer payment and financing options in St. Cloud, MN. After all, everyone should be able to show off a beautiful, healthy smile without having to jeopardize their financial stability.

Not only do we provide a wide range of payment methods, but we also work with CareCredit® to ensure you have comprehensive access to invaluable financing options. Take a moment to browse through the convenient and affordable options we provide at our dental office, and please feel free reach out to us for more information.

Dental Insurance

If you are covered by dental insurance, our office will take care of virtually all the paperwork for you and submit any necessary forms. We aspire to be as convenient as possible for you and your family. Our friendly team will work with you to evaluate your dental benefits. It is important to note that more extensive procedures may require a longer authorization time from your carrier, and your benefits will be determined by your insurance, not by our dental practice. We accept the following insurance providers:

  • Aetna
  • Blue Cross Blue Shield
  • Delta Dental
  • Guardian
  • Health Partners
  • Preferred One
  • Principal
  • United Concordia
  • United HealthCare

Finance Options

If you wish to pay your dental bills and treatment costs directly, we provide different payment options for your ease and convenience. We accept cash, personal, and certified checks; we also accept credit card payments through Visa and MasterCard. Please inform us of your preferred payment method prior to your treatment.


CareCredit is different from a regular credit card.

Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards.

Pay for health, and wellness care at over 200,000 enrolled providers across the nation. Once you’ve applied, you can use it again and again at any location that accepts CareCredit.

With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.*

*Subject to credit approval. Details and Terms

CareCredit also extends longer term healthcare financing for 24, 36, 48 or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $2,500 or more qualify for the 60-month offer with a 16.9% APR (24, 36 and 48 financing terms are for purchases of $1,000 or more with a 14.9% APR).**

For complete details, see the CareCredit account agreement within your application. Ask your provider to find out which promotion is right for you. You do not need to select a promotion before you apply.

**Subject to credit approval. Details and Terms

Call (320) 253-1370 for more information on your financing options.